Forms, Disclosures & Fees

Forms

• Personal Loan Application
• Personal Line of Credit Loan Application
• Lot Loan Application
• Interim Construction Loan Application
• Mortgage Loan Application
• Home Improvement Loan Application
• Home Equity Loan Application
• Business Loan Application

• Personal Financial Statement Form
• Business Financial Statement Form
• Agricultural Financial Statement Form

• Affidavit of Forgery or Altered Item
• Authorization to Release Information
• Automatic Transfer Authorization
• Notice of Unauthorized Paper Draft
• Penalty of Perjury
• Identity Theft Recovery Pack

Disclosures

• NEW!!! What You Need To Know about Overdrafts & Overdraft Fees
• UPDATE!!! Overdraft Privilege Program - Effective July 1, 2010
• Electronic Funds Transfer Disclosure
• Check 21 “Substitute Check” Disclosure
• Federal Funds Availability Disclosure
• Privacy Policy Disclosure

Fees

• Basic Bank Fees

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